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Take advantage of this home with a 3.99% VA assumable mortgage! 

Save approximately $500-$600 per month compared to today's interest rates.* (
Qualified buyers only. ) 

Move right into this 2024 4-bedroom, 2-bath home with an open-concept layout, a covered patio, and a spacious 2-car garage. 

The popular Cali floor plan includes a Smart Home Connect system and convenient smart devices. The stylish kitchen offers stainless steel appliances, granite countertops, a smooth-top range, a built-in microwave, a quiet dishwasher, a corner pantry, and a large island bar. Wood-look flooring runs throughout the main living areas, plush carpet adds comfort to the bedrooms, and the primary suite offers a walk-in closet, a double granite vanity, a large shower, and a separate soaking tub. A split-bedroom design provides privacy, with guest bedrooms sharing a modern second bath. 

Enjoy access to the community pool in Shoal River Landing, ideally located in southwest Crestview--just a short drive to the airport, military bases, and the beautiful beaches of Ft. Walton and Destin, plus minutes from the popular Blackstone Golf Course.
#1003620

Crestview

338 Flounder Street

4 Beds

2 Baths

1,768 Sq.Ft.

$340,000

MLS#: 1003620

Welcome to 140 Gray Owl Drive E, a new home under construction, at Owl's Head Farms in Freeport, Florida. As you step inside this home you will find an open and spacious layout designed for comfortable living. The kitchen is equipped with an appliance package that includes a smooth top stove, microwave and dishwasher as well as an undermount single basin sink with a dedicated water filter faucet and a functional center island. Modern finishes of the kitchen include quartz countertops, white upper and lower cabinetry and brushed nickel plumbing fixtures. The kitchen opens directly to the dining area and living room, creating a seamless space for relaxation or entertaining guests. The high 9' ceilings and additional tray ceilings in the living and primary bedroom create boosts the luxurious feel in this home.

The primary bedroom is nestled at the back of the home and features a private bathroom with a shower, dual vanities, a large soak tub, and a spacious closet. Three additional bedrooms, a second full bathroom, and a separate laundry room provide both practicality and comfort. There is a coat closet and linen closet in the entry hallway for added convenience. This home has EVP flooring in the common or shared areas of the home and each bedroom has carpet.

The exterior of this home features covered front and back porches that extend your living space, ideal for enjoying Florida's weather
#1003826

Freeport

140 E Gray Owl Drive

4 Beds

2 Baths

1,856 Sq.Ft.

$358,314

MLS#: 1003826

This beautiful 5+/- acre parcel sits high and dry in the compass lake highlands. Offering the perfect homestead for your new build or mobile home, there is room to have animals, store your boat and RV or simply spread out. Perimeter fencing in place, gate access can be added from Campbell or Kuwat Lane.
#790295

Alford

TBD Campbell Circle

None Beds

None Baths

5.0 acres

$93,900

MLS#: 790295

NOTE: The two bonus rooms and laundry room are not included in square footage.
Spacious ranch style home, with tons of natural lighting, located in quiet St. Andrews neighborhood walking distance to St. Andrews bay. This home is centrally located between St Andrews area and downtown Panama City and only a 5 min drive to both! Wonderfully updated with 2019 metal roof, newer kitchen cabinets, granite countertops, stainless steel applicances, paint and flooring throughout, and updated bathrooms as well. Another nice addition was the mini AC splitter system that helps keep the home cooled/heated more efficiently while providing lower power costs. Large Master bedroom with bonus room that could be used as an office or walk-in closet. A Tankless hot water heater was also installed to help with the efficientcy of the home. Another bonus room adjacent to the dining room could be used a nice sitting area or office. Large screened in porch that leads to very spacious backyard with massive storage/work shed and shaded Pergula. The circular drive way and additional parking is great for families or large gatherings. Home was well cared for and it shows!
#790305

Panama City

1204 W 12th Street

3 Beds

2 Baths

1,480 Sq.Ft.

$285,000

MLS#: 790305

Discover the elegance of the 1820 Floor Plan by Adams Homes.This thoughtfully designed layout offers the perfect balance of comfort and style. Step into a spacious living area that welcomes you with its open concept, allowing for seemless entertaining and relaxation. The kitchen boasts modern appliances, ample counterspace and a convenient breakfast bar. Retreat to the master suite, featuring a generous walk-in closet and an ensuite bathroom. Three additional bedrooms add versatility for a growing family or guests. This 1820 floor plan includes a covered patio perfect for enjoying outdoor gatherings or quiet moments. With Adams Homes attention to detail and impeccable craftsmanship this home is an ideal choice for those seeking both practicality and sophistication.
#790311

Panama City

3683 Basal Street

4 Beds

2 Baths

1,820 Sq.Ft.

$311,587

MLS#: 790311

Welcome to 104 E Gray Owl Drive, a new home ready for move in at Owl's Head Farms in Freeport, Florida. As you enter this home the entry hall leads to a light-filled open-concept living area with nine-foot ceilings. EVP flooring is throughout the shared areas of this home creating a seamless transition between the spaces.

The kitchen features modern finishes including quartz countertops with white cabinetry to complement and brushed nickel plumbing fixtures. A standard appliance package includes a smooth top stove, dishwasher, and microwave. Adjacent to the kitchen is the dining area perfectly positioned for meals and gatherings, while the living room's wide layout invites relaxation and socializing.

The primary bedroom is at the back of the home just off the living area, which offers a serene retreat. Enjoy the comfort of a luxurious bathroom that has dual sink vanity with quartz countertops, a shower and two generously sized closets. There are three additional bedrooms that are located off the entry hall. Bedroom four has a large closet and is located on a separate hall with the laundry room and garage access. Bedrooms two and three are separated by the shared bathroom. Each bedroom has carpet and ample closet space.

Rounding out the home is a large covered back patio, ideal for enjoying Florida's sunny days, and a convenient laundry room.
#1003818

Freeport

104 E Gray Owl Drive

4 Beds

2 Baths

2,108 Sq.Ft.

$380,386

MLS#: 1003818

Welcome to your dream seaside sanctuary in the serene, gated enclave of Summer Ridge--just a half-mile from the beach and a short-term rental restricted neighborhood. 

This beautifully renovated home blends luxury and privacy, perfect for a primary or secondary resident and for those seeking the ultimate coastal lifestyle. 

Multiple outdoor spaces are bathed in oaks situated in a peaceful fully fenced yard. Enter through a gated outdoor enclave with multiple decks and a carriage space above the garage. 

Surrounded by lush greenery, the setting evokes a sense of seclusion offering a private, tranquil retreat. Offering an outdoor shower ideal for an apres beach outing. Charming Coastal Retreat in Exclusive Summer Ridge: 

Welcome to your dream seaside sanctuary in the serene, gated enclave of Summer Ridge--just a half-mile from the beach and a short-term rental restricted neighborhood. This beautifully renovated home blends luxury and privacy, perfect for a primary or secondary resident and for those seeking the ultimate coastal lifestyle. Multiple outdoor spaces are bathed in oaks situated in a peaceful fully fenced yard. Enter through a gated outdoor enclave with multiple decks and a carriage space above the garage. Surrounded by lush greenery, the setting evokes a sense of seclusion offering a private, tranquil retreat. Offering an outdoor shower ideal for an apres beach outing. As you pass through the elegant french doors, discover a sunlit interior, complete with vaulted wood-beamed ceilings and expansive windows. Newly refinished hardwood floors extend throughout the open-concept layout, with the great room serving as a cozy centerpiece featuring a stunning fireplace adorned with Quartz Torino Gold. The modern kitchen is a culinary dream, equipped with Stainless Steel GE Café luxury appliances, including a six-burner gas stovetop. With Quartz Torino Gold countertops and a versatile breakfast bar, perfect for entertaining. Enjoy dining in a beautiful, dedicated space that invites warmth and camaraderie.
Conveniently located on the main level, the primary suite offers a private outdoor sitting area and an ensuite bath that boasts a sleek soaking tub, elegant glass shower, white subway tiles, and chic marble penny tile flooring.

The first level also features a spacious laundry suite and additional storage, plus a conveniently located powder room near the outdoor area. Leading to additional outdoor entertaining or media space enclosed in a screened in porch overlooking the deciduous scrub oaks and natural fence.

Ascend the floating stairs to reveal a thoughtfully designed split floor plan, featuring two generous guest bedrooms. One guest room boasts its own private balcony, while the two rooms share a stylish Jack & Jill bath, adorned with moon rock double vanities and custom niches in the seamlessly tiled shower.

Perfectly Located for Coastal Living: This home is just 0.70 miles from the pristine beaches and the shimmering Gulf of Mexico. Enjoy easy access to shopping, dining, and entertainment at Gulf Place, which features a vibrant farmer's market and a bustling amphitheater hosting summer concerts and events. The Santa Rosa Beach and Golf Club is a mere 10-minute golf cart ride away.
#790302

Santa Rosa Beach

100 S Summit Drive

4 Beds

3 Baths

2,480 Sq.Ft.

$1,360,000

MLS#: 790302

This pristine coastal 3 bedroom, 3 bath, retreat at Mainsail is well designed and sleeps 6 comfortably. As a retreat, it is a perfect primary residence or a secondary home. This immaculate condo is a turn key investment and can be rented as a short term or mid term rental. The character of the centered Living and Dining areas point to Gulf views and a private balcony.  The oversized Kitchen boast beautiful and spacious granite countertops, an inviting breakfast bar, Stainless Steel appliances, a full sized washer/dryer plus a substantial Pantry closet in the hallway. Retreat to the relaxing Master Suite that offers a plush king size bed and seamless access to a Gulf view balcony. The En Suite Bath presents a sleek vanity with dual sink bowls, large shower and a soaking tub. The refined and sophisticated layout offers a split secondary master bedroom option with a luxury En Suite full bath. The expansive third guest bedroom is also split from the other two suites to offer privacy and an optional bunk room design overlooking the pool area.

High-end recent cosmetic enhancements throughout the condo include Lifeplank flooring in the bedrooms, new vanities in the bathrooms, aesthetic designed wainscoting in the Living and Entry Area, updated windows with plantation shutters, new sliding glass doors, new stylish Living Room furnishings, new mattresses, new dishwasher and disposal, and a new Trane HVAC system.
This well maintained, exceptional property truly embodies the pinnacle of coastal living on the Gulf.

The Beautiful, Waterfront, Mainsail Condo Facility offers exterior ammenities such as a Beach, Pool, Exercise Room, Game Room, Community Room, Pickle Ball, BBQ Grills, and Elevators within it Gated Community.
#1003802

Miramar Beach

114 Mainsail Drive UNIT 322

3 Beds

3 Baths

1,462 Sq.Ft.

$719,000

MLS#: 1003802

Welcome to refined coastal living in the exclusive Clubside section of Wild Heron. Perfectly situated right across from Sharks Tooth Clubhouse. This beautifully updated end-unit condo offers privacy, natural light, and stunning views overlooking the 9th hole of the award-winning Sharks Tooth Golf Course. Thoughtfully upgraded throughout, the residence features new LVP flooring, fresh interior paint, added lighting, a new HVAC system, and a new water heater for peace of mind and modern comfort.

The spacious kitchen opens to the living and dining areas, creating an inviting layout ideal for entertaining or relaxing after a day on the course. The primary suite serves as a private retreat with golf course views and a luxurious bath featuring a double vanity, soaking tub, and separate shower. Enjoy the serene setting, mature landscaping, and all the amenities Wild Heron is known for, including gated security, golf, resort-style pool, fitness center, and access to Lake Powell, Florida's largest coastal dune lake.

A rare opportunity to own an updated end unit in one of Wild Heron's most desirable sections.
#1003842

Panama City Beach

2108 Wild Heron Way # 302

3 Beds

2 Baths

2,192 Sq.Ft.

$635,000

MLS#: 1003842

**Under contract with 72 kickout clause**BRAND NEW CONSTRUCTION! IDEAL LOCATION!  MOVE IN READY!  This new home is perfectly situated in the community of Hunter's Ridge located directly behind Walton High School with close proximity to city parks and Downtown Defuniak Springs.  Hunter's Ridge boasts; underground utilities, countless trees, and public water/sewer.  Enjoy the comfort of the split bedroom floor plan. Interior features include; LVP (luxury vinyl plank) flooring in the main living areas, tiled bathroom floors, stainless appliances, solid surface countertops, high-grade mill work, custom shelving in closets/pantry, and a plethora of recessed, can lighting/designer light fixtures.  Exterior features; architectural brick and fiber cement siding, wooden tongue and groove stained entry ceiling at front porch, two-car garage, and 3 dimensional roof shingles.  Make 183 Hunters Ridge Drive your brand new Florida address!!
#997671

DeFuniak Springs

183 Hunters Ridge Drive

3 Beds

2 Baths

1,303 Sq.Ft.

$319,900

MLS#: 997671

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Peaceful Wooded Retreat with Workshop in Sunny Hills! Embrace the tranquility of Florida living in the established golf course community of Sunny Hills! Perched high on a private, wooded 1/3-acre corner lot, this 3-bedroom, 2-bathroom home offers 1,434 sq. ft. of comfortable living space surrounded by nature. Step inside to a highly functional, easy-to-maintain interior featuring durable Luxury Vinyl Plank and tile flooring throughout, absolutely zero carpet! The layout flows seamlessly out to a massive screened-in porch, creating the ultimate indoor-outdoor living experience. It is the perfect, bug-free spot to enjoy your morning coffee or evening meals while taking in the serene, private views of your fully fenced backyard. A Hobbyist & Storage Dream: In addition to the attached 1-car garage, the backyard features a fantastic detached workshop complete with an extended covered storage area. Whether you need a dedicated space for woodworking, storing outdoor equipment, or tackling weekend projects, this property has you covered. Big-Ticket Peace of Mind: Spend less time worrying about major maintenance and more time enjoying the Florida lifestyle. This home features key updates including: Roof Replaced (2019) Updated HVAC System and Updated Water Heater. The seller is offering a generous $5,000 Buyer Credit at closing for any desired upgrades/updates! With the major mechanicals already updated, buyers can use this allowance to bring their own vision to life by upgrading the kitchen and bathrooms to their exact taste, buying down their interest rate, or covering closing costs. Located in the desirable Sunny Hills community, residents enjoy access to an 18-hole golf course, excellent fishing at nearby Gap Lake, and a beautiful white-sand swimming beach at Boat Lake. Conveniently located just a short drive to the conveniences of Chipley and an easy commute to the world's most beautiful beaches! Don't miss the opportunity to customize this peaceful retreat. Schedule your showing today!
#785855

Chipley

4335 Country Club Boulevard

3 Beds

2 Baths

1,434 Sq.Ft.

$193,000

MLS#: 785855

UNDER CONTRACT - 72HR KICK-OUT CLAUSE Coastal cottage charm meets everyday functionality in this well-maintained home in Mosaic Oaks, ideally located in Santa Rosa Beach. Offering 3 bedrooms and 2.5 baths, the layout features an open main living area with all bedrooms upstairs, including a primary suite with private balcony, walk-in closet, and spacious bath with dual vanities, soaking tub, and separate shower.

Recent upgrades include a new HVAC (2025), new range, microwave, and dishwasher (2026), fresh interior paint (2026), new sod (2026), new LVP flooring upstairs (2022), and fencing (2022).

Situated on an exterior lot, this home offers a private backyard backing to a natural wooded backdrop, complete with a fenced yard and screened porch for relaxed outdoor living. A one-car garage and no-carpet interior add everyday convenience.

Enjoy the best of coastal living from Bay to Beach -- just minutes to bay access, parks, and approximately 10 minutes to 30A, Ed Walline Beach Access, and dining and shopping at Gulf Place.
#998538

Santa Rosa Beach

90 Mosaic Oaks Circle

3 Beds

2 Baths

1,871 Sq.Ft.

$410,000

MLS#: 998538

WATERFRONT LIVING WITH INVESTMENT POTENTIAL AT SUN HARBOR. Welcome to Unit 119 at Sun Harbor Condominium--an updated, fully furnished coastal retreat offering the perfect blend of waterfront lifestyle, convenience, and flexibility in the heart of Panama City Beach. Situated along the bay with access to a private sandy beach, marina views, and resort-style amenities, this move-in-ready residence is ideal as a primary home, second home, weekend escape, or investment opportunity.
Inside, the unit has been thoughtfully updated and features luxury vinyl plank flooring, a modernized kitchen with stylish stainless steel appliances, an in-unit front-loading washer and dryer (a rare convenience at Sun Harbor), and a reconfigured layout that comfortably accommodates a king-size bed. Offered fully furnished, this condo is ready to enjoy from day one.
Residents enjoy a waterfront pool overlooking the bay, grilling and picnic areas, private beach access, dock and marina surroundings, and unbeatable proximity to restaurants, marinas, boating, and the Gulf. Located adjacent to the newly developed Sun Harbor Marina complex.
Exciting opportunity for investors: Sun Harbor Condominium is currently participating in a short-term rental trial program through 2026 (buyer to verify current rules, restrictions, and transferability with the HOA).
Experience easy coastal living where mornings start by the water and sunsets are steps from your door.
#790317

Panama City

5505 Sun Harbor Road 119

1 Beds

1 Baths

540 Sq.Ft.

$200,000

MLS#: 790317

Approximately 184 feet of frontage on Highway 231 in Cottondale, Florida! Situated on a corner lot along a four-lane highway with a turn lane, this property offers outstanding visibility with a daily traffic count of approximately 9,100 vehicles. The brick church building, constructed in 1975, features approximately 5,525 square feet and includes a large sanctuary, spacious fellowship hall, kitchen with ample cabinetry, sink and residential stove, office and classroom downstairs, plus four additional classrooms upstairs. There are three single restrooms downstairs and one upstairs restroom with a tub/shower combination. Please note: some cloth wiring is present (see photos).

Additional improvements include two storage buildings and an older single-wide mobile home on the property. With excellent highway exposure and versatile space, this property offers endless potential for a church, daycare, community center, office conversion or other commercial uses.
#790294

Cottondale

3276 Highway 231

None Beds

None Baths

5,959 Sq.Ft.

$109,900

MLS#: 790294

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS

Charming and handicap-accessible 2-bedroom, 2-bath home situated on a spacious half-acre lot in the heart of Panama City. This property offers comfortable living with thoughtful accessibility features throughout, making it ideal for a variety of lifestyles. Enjoy plenty of outdoor space with a large enclosed pole barn WITH a shower, sink, and toilet, perfect for storage, hobbies, workshop space, boat storage, home gym, or entertainment for gatherings. The expansive yard provides room for gardening, entertaining, or future possibilities. Conveniently located near shopping, dining, schools, and just a short drive to the beaches. A unique opportunity with space, functionality, and accessibility all in one!

Bring your style, this home is move-in ready!
#790306

Panama City

2131 E 26th Street

2 Beds

2 Baths

1,634 Sq.Ft.

$284,900

MLS#: 790306

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