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LIMITED OFFER: Get a tiered rate: 2.99% (Year 1), 3.99% (Year 2), then 4.99% fixed for life. PLUS MOVE IN PACKAGE INCLUDED & COVERING CLOSING COST WITH PREFERRED LENDER!!! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. 
The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.
#791312

Panama City

1321 Primrose Lane

3 Beds

2 Baths

2,101 Sq.Ft.

$343,938

MLS#: 791312

This well-located commercial property, formerly a bank, offers a unique opportunity for office, restaurant, or retail use. The building features a solid, professional layout with excellent visibility, easy access, and ample parking—ideal for businesses seeking a high-profile location.

Inside, the space offers generous square footage, open areas suitable for customer-facing operations, and multiple private offices or rooms that can be reconfigured to meet your needs. High ceilings, strong infrastructure, and an efficient floor plan make the property adaptable for a wide range of business concepts, from professional offices to dining or retail establishments.

The former bank design provides added value with features such as a welcoming lobby, secure areas, and durable construction, allowing for cost-effective conversion. Whether you're looking to establish a corporate office, medical or professional services, a restaurant, or a retail storefront, this property offers the flexibility and visibility to support your success.

Endless possibilities in a proven commercial location.
#782932

Panama City

2209 Thomas Drive

None Beds

None Baths

2,430 Sq.Ft.

$1,490,000

MLS#: 782932

14.25± Acres | R-2 Zoning | Prime Development Opportunity Near Lynn Haven

An outstanding opportunity to acquire 14.25± acres of R-2 zoned land, offering strong development potential in a highly desirable area. Located less than 10 minutes from Lynn Haven, this property provides the ideal balance of accessibility, growth, and future upside.

The size and zoning of this parcel make it well-suited for a residential development, whether your vision includes single-family homes, duplexes, or a thoughtfully planned community (buyer to verify density and use). With ample acreage to design an efficient layout, this site presents multiple possibilities for builders and investors looking to capitalize on continued demand in the area.

Conveniently positioned near shopping, schools, dining, and major roadways, this property offers both location and scale—two key ingredients for a successful development project. Large tracts with favorable zoning and close proximity to Lynn Haven are becoming increasingly scarce.

Bring your plans, your team, and your vision—this is a property with real potential.

Buyer to verify zoning, density, utilities, and development feasibility.
#782966

Southport

422 Newman Point Road

None Beds

None Baths

14.25 acres

$225,000

MLS#: 782966

Property under construction and to be completely by roughly July! Located on a cul-de-sac, this brand new property is being built with care by Jubilee Builders out of Dothan, Alabama. This property is a short golf cart ride down to the highway, from there you walk/roll across to the beach! It is a quiet community on Gulf Terrace with NO HOA dues and X Flood zone! The images attached are from a previous build completed on this street with this same builder. Rendering was AI generated to provide an idea of what the completed build may look like. All of the builds on this street by Jubilee have sold before construction was completed. Curious about specs? These are some points to know: 2x6 Exterior walls, 5/8'' roof sheeting, 1/2'' wall sheeting, Hurricane ties, R19/R38 Insulation, Impact windows, White cabinets, Mega Iced countertops, Showers/Tubs will be tiled, Medium toned floors, All kitchen appliances(including microwave), LVP flooring throughout, Full sod, fence, and irrigation included.
#790855

Port St Joe

126 Gulf Terrace Lane

3 Beds

2 Baths

1,382 Sq.Ft.

$449,000

MLS#: 790855

Just steps away from the beach! This lot is located on the 2nd block from the beach. Don't miss this great opportunity. Gulf county beaches are also pet friendly. Located in the desired X flood zone. Lot size 75 x 150. Miles of beach to explore. Golf cart friendly community. Restaurant and shopping within a 1/2 mile. Ready to build your dream beach house!
#791908

Port St Joe

10 Ponce De Leon Street

None Beds

None Baths

0.26 acres

$225,000

MLS#: 791908

GREAT OPPORTUNITY to own a home at aNaffordable price!  Conveniently located just off Hwy. 390, this townhome features a spacious living area with tiled floors, updated kitchen, and a new a/c unit in 2020 and roof in 2019.  The two bedrooms are spacious with a full bath on the second floor, and a half bath off the first-floor living area.  Off the back of the home is a sun room that also offers additional storage overlooking a privacy-fenced backyard.  Do not miss this chance to be a homeowner!!
#781796

Panama City

412 Venetian Way

2 Beds

1 Baths

1,008 Sq.Ft.

$145,000

MLS#: 781796

Southern Charm on 1.83+/- Acres! Nestled beneath mature shade trees and surrounded by peaceful country scenery, this 3-bedroom, 2.5-bath home offers a timeless design, spacious living areas, and room to enjoy both inside and out. Step inside to find a welcoming floor plan featuring a formal dining room, a dedicated library, and a cozy breakfast area adjoining the kitchen. The spacious living room is highlighted by a gas fireplace, creating the perfect gathering space for family and friends. The primary suite is conveniently located on the main level and features an en-suite bath complete with a jetted tub, separate shower, double vanities, and walk-in closets. Upstairs, you'll find two additional bedrooms, a full bath, and a versatile bonus space that could easily serve as a playroom, media room, home office, or be converted into a fourth bedroom to suit your needs. Outside, the screened porch serves as an extension of the living space, featuring a wood-burning fireplace and peaceful views of the surrounding property. Whether hosting gatherings or enjoying a quiet evening outdoors, this inviting space is sure to be a favorite. A covered front porch adds to the home's Southern charm, while the attached carport provides convenient covered parking. Situated on approximately 1.83 acres, the property provides plenty of space to enjoy outdoor activities, gardening, or simply appreciate the peaceful surroundings. Offering a desirable combination of character, functionality, and country charm, this property is ready to welcome its next owners home.
#790928

Chipley

1561 Snell Road

3 Beds

2 Baths

2,763 Sq.Ft.

$374,999

MLS#: 790928

Welcome to 201 Baldwin Rowe! This beautifully maintained 3-bedroom, 2.5-bath townhome offers stylish updates, functional living space, and a comfortable, move-in-ready lifestyle. From the moment you walk in, you'll appreciate the thoughtful upgrades and inviting atmosphere throughout. The kitchen features updated granite countertops, newer appliances, and plenty of cabinet and counter space, making meal prep and entertaining easy. The downstairs half bath has been tastefully renovated, and the home also features all-new laminate flooring and newly installed carpeting for a fresh, updated feel.  Step outside and relax on your private screened-in porch overlooking the peaceful community pond and fountain. The perfect spot to enjoy your morning coffee, unwind after a long day, or simply take in the tranquil scenery.  Located within the gated Baldwin Rowe community, this home is ideally positioned between Panama City and Lynn Haven and offers convenient access to top-rated schools, shopping, dining, parks, medical facilities, and the bay. The open-concept kitchen, dining, and living area creates a bright and welcoming space that is perfect for entertaining guests or enjoying everyday living.  Upstairs, the bedrooms are thoughtfully situated near the laundry area for added convenience and functionality. Guest parking is located right next to the home, making visits from family and friends easy and accessible.  Residents of Baldwin Rowe enjoy an array of community amenities, including a swimming pool, clubhouse, and multiple scenic ponds throughout the neighborhood. The HOA covers lawn care, landscaping, and more, allowing for a beautiful, low-maintenance lifestyle while helping preserve the community's appeal and strong property values.  Whether you are looking for a primary residence, a low-maintenance lifestyle, or a place to simply enjoy all that the area has to offer, this townhome is one you will not want to miss.  All measurements are approximate and should be verified if important. Schedule your private showing today!
#790414

Panama City

201 Baldwin Rowe Circle

3 Beds

2 Baths

1,654 Sq.Ft.

$265,000

MLS#: 790414

NEW PRICE, AMAZING PROPERTY. Location, Location, Location. This 75' x 127' ready to build on lot is perfect for your primary residence or investment home. Prime property on the West end in an established lovely neighborhood with no HOA fees. City utilities are available and lot has been cleared and ready for your new home. Located just a few blocks from the sugar-white sands of the Gulf, this vacant lot is perfectly positioned to enjoy the very best of coastal living. You'll love the close proximity to Pier Park, Panama City Beach's premier shopping, dining, and entertainment hub--now featuring exciting attractions like the new Pirate's Voyage Dinner & Show and Topgolf. Enjoy easy access to the world-famous 30A corridor, offering charming boutiques, local eateries, art galleries,--all just a short drive away. Travel is a breeze with Northwest Florida Beaches International Airport nearby, and the area's new medical facilities provide added peace of mind. Whether you're envisioning a high-income producing short-term rental, a peaceful second home, or your full-time coastal retreat, this property delivers exceptional potential. Don't miss your chance to create the beach lifestyle you've always dreamed of--right in the heart of everything!
#785942

Panama City Beach

105 Armstrong Circle

None Beds

None Baths

0.22 acres

$185,000

MLS#: 785942

Build your dream home or invest in the future with this 3-acre vacant parcel with plenty of opportunity that offers excellent frontage on US Highway 231 in Campbellton, Florida. This undeveloped property provides easy access and outstanding visibility, making it an excellent opportunity for a custom homesite or long-term investment. Conveniently located directly across from the local fruit stand, the property is just minutes from the Alabama state line and offers a peaceful rural setting with quick access to Marianna, Dothan, and surrounding communities.
Building is on the property but does not add value. 
Multiple septic tanks on property that need to be tested. Well on property that needs to be tested. Buyer to verify all information deemed important, including build ability, zoning, setbacks, utilities, HOA requirements, and suitability for intended use.
#791720

Campbellton

5500 US-231

None Beds

None Baths

3.0 acres

$140,000

MLS#: 791720

Located in the heart of a well-established Lynn Haven neighborhood, this charming traditional home at 4401 Cindy Lane offers a refreshing alternative to the modern open floor plan. Spanning 3,374 square feet, the layout features intentional, defined spaces and multiple flex rooms that provide privacy and endless options for a home office, gym, or hobby suite. The interior has been freshly painted, highlighting classic architectural details like the beautiful wood-burning fireplace that serves as the home's cozy centerpiece. The true showstopper is the completely enclosed sunroom, which is flooded with natural light and offers a serene, versatile sanctuary for year-round enjoyment. With four spacious bedrooms and two bathrooms, there is plenty of room to grow within this character-filled residence. Beyond the front door, you are perfectly positioned near local shops and dining, with easy access to Hwy 390 for a quick drive to the beach. This home is a rare find for those who appreciate classic charm and the luxury of having a dedicated place for everything. This home is MOVE-IN READY! The home inspection has been done and everything has been repaired. It's been painted, professionally cleaned, and is ready to go!  The homesite is just short of 1/2 acre with fenced backyard and NO HOA or dues!
#787738

Lynn Haven

4401 Cindy Lane

4 Beds

2 Baths

3,374 Sq.Ft.

$450,000

MLS#: 787738

Welcome to this beautifully designed 4 bedroom, 2 bathroom home located in the desirable Martin's Woods community. This home offers a functional layout with modern finishes throughout, including a stylish kitchen featuring shaker cabinets, granite countertops, and stainless-steel appliances, including an electric smooth-top range, microwave hood, and dishwasher.

The primary suite provides a comfortable retreat with a private bath, dual vanity sinks, and a spacious walk-in closet. Three additional bedrooms and a well-appointed secondary bathroom offer plenty of room for family, guests, or a home office. Enjoy outdoor relaxation on the patio overlooking the fenced backyard, perfect for pets, play, or entertaining.

Additional features include Low-E insulated dual-pane vinyl windows for energy efficiency and a two-car attached garage for added convenience. Conveniently located just minutes from town, this home offers easy access to the hospital, shopping, restaurants, and everyday essentials while still enjoying the peaceful setting of a welcoming neighborhood.
#791737

Chipley

973 Haywood Drive

4 Beds

2 Baths

1,684 Sq.Ft.

$255,000

MLS#: 791737

Port St Joe's newest gated and landscaped community with all the possibilities one could ask for. These lots are all X FLOOD ZONE and are eligible for SHORT TERM (DAY, WEEK, OR MONTHLY) or LONG TERM RENTALS. One can legally GOLF CART to Downtown or have easy access to St Joseph Bay. All lots are cleared and ready to build on with no timeframe to for building. Amenities already in place area; Paved street with ribbon curbing, entrance with signage and landscaping, sodded entry on Garrison Ave, water, sewer, under ground electric, elegant street lights for security. Amenities to be installed by the developer are privacy fencing, gated entry and bamboo accents for a border. Subdivision is under the County building and zoning regulations, not The City of Port St Joe.
#791415

Port St Joe

Lot 2 Pine Branch Ct

None Beds

None Baths

0.23 acres

$124,000

MLS#: 791415

Port St Joe's newest gated and landscaped community with all the possibilities one could ask for. These lots are all X FLOOD ZONE and are eligible for SHORT TERM (DAY, WEEK, OR MONTHLY) or LONG TERM RENTALS. One can legally GOLF CART to Downtown or have easy access to St Joseph Bay. All lots are cleared and ready to build on with no timeframe to for building. Amenities already in place area; Paved street with ribbon curbing, entrance with signage and landscaping, sodded entry on Garrison Ave, water, sewer, under ground electric, elegant street lights for security. Amenities to be installed by the developer are privacy fencing, gated entry and bamboo accents for a border. Subdivision is under the County building and zoning regulations, not The City of Port St Joe.
#791417

Port St Joe

Lot 12 Pine Branch Ct

None Beds

None Baths

0.16 acres

$119,000

MLS#: 791417

Welcome to your Beachside Paradise in the highly sought after community of Bid-A-Wee Beach! Discover the charm of this beautifully renovated 3-bedroom, 2-bath cottage, located just 100 steps from the private, gated Bid-A-Wee Beach. Sitting on the corner lot of Millcole and Albatross, this Coastal Cottage has amazing Gulf views from kitchen and living room.  With five exclusive beach access points, this home offers the perfect blend of coastal living and modern convenience. Completely Renovated: This home boasts updated features and brand new metal roof (2025). Move-in ready and designed for peace of mind! Spacious Lot: Situated on a generous 75' x 100' lot, the property offers endless possibilities. Add a carriage house, or even a pool - the choice is yours!  Large fenced-in yard that includes a spacious storage building and a private backyard oasis. Fully furnished and rental-ready, This Coastal Cottage is perfect for weekly rentals or as your personal beach retreat. Start your mornings with coffee on the front porch smelling all of the flowers and end your evenings watching breathtaking sunsets. Prime Location: •Pier Park, Top Golf, and Dolly Parton's Pirate Adventure: Less than 2 miles away •Scenic 30A: Just 9 miles away •Golf cart-friendly area with easy access to the best of Panama City Beach Bid-A-Wee Beach is a hidden gem with no HOA, offering a serene and private coastal lifestyle. Don't miss the opportunity to own this stunning beach cottage. Schedule your showing today!
#790345

Panama City Beach

13708 Millcole Avenue

3 Beds

2 Baths

1,400 Sq.Ft.

$949,900

MLS#: 790345

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