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VA Assumable Loan Rate 2.75%! Nestled in the desirable Rocks Cove community of Bluewater Bay, this remarkable 4-bedroom, 2.5-bath home offers 3,182 square feet of thoughtfully designed living space on a quiet cul-de-sac just minutes from the sparkling waters of Choctawhatchee Bay and convenient public boat ramp access. This spacious three-story residence welcomes you with an open floor plan, soaring ceilings, and a warm, inviting atmosphere. The living area showcases built-in shelves, recessed lighting, two ceiling fans, and a cozy fireplace, along with direct access to a tiled, screened-in Florida room with dramatic 14-foot ceilings. A sliding glass wall system opens fully to create a seamless indoor-outdoor entertaining space perfect for relaxing or dining year-round. Adjacent to the living room, the open dining area easily accommodates large gatherings and is beautifully enhanced with crown molding that continues throughout the main living spaces. The kitchen is designed for both style and function, featuring granite countertops, abundant cabinetry, recessed lighting, stainless steel appliances, a pantry, and a generous island with a breakfast bar ideal for casual meals or additional seating. The first-floor master suite offers comfort and privacy with direct access to the back patio. The master bath includes a double vanity, Whirlpool tub, walk-in shower, and a spacious walk-in closet with built-in shelving. Upstairs, three generously sized guest bedrooms each include ceiling fans and plantation shutters, with one bedroom boasting its own private balcony. The upper-level bathroom features a double vanity, tile flooring, and a shower/tub combination. The home also includes a central vacuum system, a second-floor laundry chute, and a bonus landing area for added versatility. A major mechanical update was completed in October 2021 with the installation of new upstairs and downstairs HVAC units. A standout feature of this home is the impressive 500-square-foot bonus room on the third floor an incredible space with endless possibilities. Located directly across from the Bluewater Bay Marina and just minutes from the Mid-Bay Bridge, this home also offers access to exceptional community amenities including four pools (one heated), two championship 18-hole golf courses, award-winning tennis facilities, a full-service marina, a clubhouse with a restaurant, parks, and a playground. With its prime location, thoughtful upgrades, and expansive layout, this home is truly a must-see.
#1005198

Niceville

4196 Mossy Cove Court

4 Beds

2 Baths

3,182 Sq.Ft.

$559,900

MLS#: 1005198

This beautifully furnished 2-bedroom, 2-bathroom Gulf-front condo offers the perfect blend of personal enjoyment and income potential! Whether you're looking to expand your investment portfolio, own a vacation retreat, or enjoy full-time coastal living, this turnkey property checks all the boxes. Guests and owners alike will love the stunning Gulf views, beachside atmosphere, and move-in-ready convenience. The resort-style community is packed with sought-after amenities, including multiple pools, saunas, a fitness center, tennis courts, and beautifully maintained grounds designed for relaxation and recreation. Located in a community that allows short-term rentals, this condo offers the opportunity to generate rental income while owning a slice of paradise on the Emerald Coast. Plus, the condominium is VA approved, opening the door to additional financing options for eligible buyers. Why just visit the beach when you can own a property that lets you enjoy it and potentially earn from it? Grab your flip-flops, bring your investment goals, and make this Gulf-front gem yours before someone else does!
#1005272

Fort Walton Beach

909 Santa Rosa Boulevard 328

2 Beds

2 Baths

1,035 Sq.Ft.

$415,000

MLS#: 1005272

Conveniently located in the heart of Niceville, this beautifully designed 4-bedroom, 2-bath home offers an open-concept layout with spacious living, dining, and kitchen areas perfect for everyday living and entertaining. The kitchen features quartz countertops, solid wood soft-close cabinetry, and a GE stainless steel appliance package, including the refrigerator. A split-bedroom floor plan provides added privacy, with the primary suite offering a walk-in closet and direct access to the laundry room. Additional bedrooms provide flexible space for family, guests, or a home office. Step outside to enjoy the fenced backyard and full sprinkler system. This will be a short sale and is subject to bank approval.
#1005252

Niceville

807 A S Cedar Avenue

4 Beds

2 Baths

1,918 Sq.Ft.

$449,900

MLS#: 1005252

Exceptional Class A office space opportunity in the heart of Shalimar! Situated on highly visible Eglin Parkway, this professional office property offers outstanding exposure and convenient access for clients and employees. The well-designed floor plan features 6 private offices, 2 bathrooms, a welcoming reception area, conference room and flexible workspace suitable for professional, medical, or service-oriented businesses. Ample parking and excellent frontage enhance accessibility and visibility. Conveniently located near Eglin Air Force Base, major roadways, and surrounding commercial centers, this property is ideal for an owner-user or investor seeking a premier office location.
#1005199

Shalimar

1186 Eglin Parkway

None Beds

None Baths

1,410 Sq.Ft.

$2,150

MLS#: 1005199

Welcome to the hidden gem you've been searching for! Situated on nearly half an acre in the heart of Navarre, this surprisingly spacious 5-bedroom, 2-bath home offers room to spread out, grow, and enjoy the Florida lifestyle without the restrictions of an HOA. Don't let the front view fool you--this home is much larger than it appears. Inside, you'll find luxury vinyl plank flooring throughout, fresh interior paint, updated 2' faux wood blinds, stainless steel appliances, and beautifully remodeled bathrooms. The cozy living room features a wood-burning fireplace, creating the perfect gathering space for family and friends. One of the home's standout features is the expansive rear addition, offering a large secondary living area that can easily serve as a family room, game room, home office, fitness space, homeschool area, or media room. Two additional bedrooms are located in this wing of the home and can be separated from the main living area by charming double barn doors--ideal for multi-generational living, teenagers, guests, or anyone needing extra privacy and flexibility. Outside, you'll fall in love with the enormous chain-link fenced backyard. Towering mature shade trees create a peaceful park-like setting, while the flagstone patio and firepit provide the perfect backdrop for cookouts, s'mores, backyard football games, or relaxing evenings under the stars. Major updates include a 2020 roof, 2017 HVAC system, 2017 water heater, 2023 dishwasher and microwave, and a 2024 range. A transferable termite bond with Arrow Exterminators offers additional peace of mind. Location is everything, and this property delivers. Enjoy close proximity to Navarre Beach, convenient access to Publix, Starbucks, restaurants, and shopping via the back roads, allowing you to avoid much of the Highway 98 traffic. Pensacola is an easy commute, and two nearby airports make travel a breeze. As an added bonus, the world-famous Blue Angels occasionally fly overhead, providing an unforgettable show right from your own backyard. If you've been looking for space, flexibility, a large lot, and a convenient Navarre location, this is a home you won't want to miss. Call your favorite agent TODAY!
#1004805

Navarre

8368 Verdura Street

5 Beds

2 Baths

1,936 Sq.Ft.

$369,000

MLS#: 1004805

The Mediterranea is a low density, five star resort conveniently located on Scenic Gulf Drive near Pompano Joe's. This sought after complex resides in a gated community which includes access to nearly 500 ft of private, deeded beach, a huge pool, gorgeous grounds, poolside spa, fitness room and large owners lounge with a full kitchen. 409D features one story living, lots of windows, 3 balconies which provide breathtaking views of the Gulf! Sip your coffee in the morning and enjoy a cocktail in the evening while you watch an incredible sunset in this beautiful unit. This condo comes completely furnished and is currently on a vacation rental program but could be utilized as a 2nd home or primary residence. There is a deeded parking space in the garage and a large storage unit.
#1005266

Miramar Beach

50 Surf Song Lane D409

2 Beds

2 Baths

1,471 Sq.Ft.

$915,000

MLS#: 1005266

From the moment you arrive, this meticulously renovated home stands out with excellent curb appeal, professional landscaping, and a circular driveway. Step through the double-door entry into a bright, spacious floorplan featuring high ceilings, curved windows, and distinct architectural details. The layout includes a formal dining room and a versatile flex space with a two-sided fireplace that opens to the large, sunny great room. A wall of doors that open a large covered and screened patio that runs the full length of the great room and connects this space to the kitchen, which is equipped with stone countertops, custom cabinetry, a tile backsplash, and premium stainless steel appliances. Easy-maintenance tile flooring runs throughout the entire home. The oversized primary suite features a private sitting room, dual walk-in closets, and an ensuite bath with a garden tub, separate shower, and water closet. Two additional spacious guest bedrooms share a well-appointed, updated bathroom. Outside, the property sits on an oversized corner lot in an excellent school district and includes a side-entry oversized 2-car garage with an extra parking pad. Ownership includes a full membership to Holley by the Sea's 45-acre recreational center. Enjoy access to 8 clay tennis courts, 3 swimming pools, a full gym, basketball courts, a sauna/steam room, and a community house on the Santa Rosa Sound with a playground and waterfront dock. Schedule your tour today!
#1005200

Navarre

2808 Pga Boulevard

3 Beds

2 Baths

2,662 Sq.Ft.

$619,500

MLS#: 1005200

Welcome to the Camden, a new home floor plan at Liberty in sunny Panama City, Florida. The Camden is a spacious 4 bedroom, 3.5 bath home with over 2700+ square feet of comfort. The Camden floor plan has many sought after benefits including a roomy three car garage, an appointed dining room, and the highlighted feature is the bonus room with an attached bedroom and bathroom that can be used as an office, study, media room, playroom, or an additional living room for a mother-in-law suite. The Camden is a popular choice, and we are excited to bring it back to Liberty. As you walk in the home, you will see the 9-foot ceilings looking down the main hallway into the open main areas. Right by the front door, you will see the front bedrooms that are joined by a joint bathroom with a double vanity sink and a separated toilet and shower, perfect for guests staying over or for siblings to share. On the opposite side of the hallway, there is a spacious laundry room and a half bathroom next to the three-car garage entrance. This leads into the bonus room which can be used for many fun things that compliment your home, such as a playroom, an extra living room, a mother-in-law suite, or another multipurpose use for your family. This room also has a separate bedroom attached with a full bathroom and shower. Walking into the main area of the home, you will see the open dining room, kitchen and living room areas with windows that illuminate the home with natural sunlight. The kitchen has a large island and stainless-steel appliances with plenty of cabinet storage. There is also a walk-in pantry in the corner and a small dining area next to the primary bedroom, perfect for that cup of coffee in the mornings. The primary bedroom features plenty of room for a king size bed and additional furniture. The primary bathroom has a separate tub and walk-in shower, and double vanity sinks with a roomy walk-in closet. This home is equipped with Smart Home technology to ensure you enjoy your new home with modern technology. The exterior of this home features Hardie Color Plus Siding and is uniquely engineered to stand up to the harshest elements from wind, rain, fire, freezing temperatures, and hail. Dimensional shingles with 30-year warranty. A landscaped front flower bed at entry way and fully sodded yard. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, a playground for endless fun, and a well-equipped fitness center. The Camden is the perfect home for a family looking to enjoy their space and to have guests over. Stop by our model home today to tour this lovely floor plan.
#791183

Panama City

6514 Haskins Drive

4 Beds

3 Baths

2,758 Sq.Ft.

$499,900

MLS#: 791183

Prime .55-Acre Homesite in Walton County! Discover the perfect opportunity to build or place your new home on this spacious .55-acre parcel in desirable Walton County, Florida. This property offers a power pole already on-site, helping reduce your development costs and making it easier to get started. Located outside of a flood zone, you'll enjoy added peace of mind and flexibility for future improvements. Mobile homes are allowed, making this property an excellent option for homeowners, investors, or those seeking an affordable path to land ownership. A septic system and water source (well or available tap connection) will be needed, allowing you to customize the property to meet your needs. Enjoy the privacy and freedom of country living while remaining conveniently close to DeFuniak Springs, local shopping, schools, and the beautiful Emerald Coast beaches. Whether you're looking to build now or invest for the future, this versatile parcel offers endless potential. Don't miss this affordable opportunity to own land in growing Walton County!
#1005231

DeFuniak Springs

TBD Simpson

None Beds

None Baths

0.56 acres

$45,000

MLS#: 1005231

What would you do with 7 bedrooms, 4 bathrooms, 2 kitchens, and 3 living areas? Whether you're looking for a multi-generational home, space for extended family, room for guests, a home office, hobby space, or simply a place where everyone can spread out comfortably, this unique property offers flexibility that's hard to find. With approximately 3,700 square feet of living space, this home features two distinct living areas under one roof. The original home includes 4 bedrooms and 2 baths, while the attached living quarters offer an additional 3 bedrooms and 2 baths. Two kitchens, two laundry areas, and multiple living spaces create endless possibilities for today's changing lifestyle needs. Conveniently located near schools, shopping, dining, and everyday amenities, this property offers the space, versatility, and value that large families have been searching for. Section 8 accepted Schedule your private showing today and see all the possibilities this one-of-a-kind home has to offer.
#791133

Lynn Haven

4402 Cindy Lane

7 Beds

4 Baths

3,722 Sq.Ft.

$3,200

MLS#: 791133

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Commanding a premier position along Northwest Florida's only Nicklaus Design course, this nearly 4,000-square-foot Craftsman estate overlooking holes #10 and #11 offers a rare blend of gated golf-community luxury and unmatched energy efficiency. What truly sets this estate apart from every other luxury home in Bay Point is its fully integrated Solar Power System. Operating on a seamless, transferable lease, this advanced setup provides a powerful financial advantage: it locks in a lower, fixed monthly utility bill, completely shielding you from rising energy costs with an eco-friendly footprint no one else on the course has. Inside, a wide variety of recent renovations are evident across the expansive five-bedroom layout, highlighted by deep crown molding, fresh exterior and interior paint, a fully new and improved outdoor landscape, and newly installed front-entry doors. The floor plan is highly versatile, featuring two completely renovated bathrooms, an upstairs loft perfect for overnight guests, and a flexible bonus room perfect for a private home office, formal parlor, or greeting lounge. The back of the home is an entertainer's paradise, where a massive, recently installed porch Lanai encloses a private pool oasis. This outdoor retreat offers uninterrupted views of the green, allowing you to watch the game in complete comfort. Combining turn-key Craftsman style, a prestigious golf-front lifestyle, and an exclusive, low-cost utility advantage, this property is a standout offering.
#791194

Panama City Beach

3502 Dragon's Ridge Road

5 Beds

4 Baths

3,621 Sq.Ft.

$1,095,000

MLS#: 791194

Welcome to 443 Waterway Lane slips are 10 ft. wide and can be up to 24 ft long. - Waterfront Living with Your Own Boat Slip! 🚤🌊 Experience the best of coastal living in this 2-bedroom, 2.5-bath townhome in Fort Walton Beach, complete with a private boat slip that conveys with the property--a rare and highly desirable feature for boating enthusiasts. Enjoy easy access to the Intracoastal Waterway, Crab Island, Choctawhatchee Bay, and the Gulf of Mexico right from your backyard. This move-in-ready home has been updated with new PEX plumbing throughout, providing long-term peace of mind, while the popcorn ceilings have been removed and freshly refinished, creating a clean look throughout the interior. The main living area offers a comfortable and inviting space for relaxing or entertaining and opens to a private, fenced patio, perfect for enjoying coastal breezes, outdoor dining, or unwinding after a day on the water. Upstairs, you'll find two spacious bedroom suites, each featuring its own private bathroom, providing comfort and privacy for owners and guests alike. Ideally located near the Intracoastal Waterway and just minutes from Okaloosa Island, Gulf beaches, shopping, dining, entertainment, and military bases, this property offers exceptional versatility. Whether you're searching for a primary residence, vacation retreat, or investment property, this townhome checks all the boxes. With its desirable floor plan, outdoor living space, and valuable boat slip included, 443 W
#1005064

Fort Walton Beach

443 Waterway Lane 443

2 Beds

2 Baths

1,206 Sq.Ft.

$279,000

MLS#: 1005064

Welcome to this well-maintained brick pool home nestled in the heart of Valparaiso, on a large corner lot. Have peace of mind from any storms with the whole home back up generator included! Functional floor plan featuring generous living spaces, abundant natural light, and plenty of room for entertaining. Outside, enjoy your own private backyard retreat complete with an in-ground pool, expansive yard with privacy fence, and mature landscaping. There's a two-car garage plus oversized driveway provides plenty of parking and room for toys. Located in an established neighborhood just minutes from Eglin Air Force Base, top-rated schools, shopping, dining, and the beautiful waters of Choctawhatchee Bay. Just minutes from the Valparaiso Fishing Pier, public boat launch, playground, and the charming historic downtown district.
#1005183

Valparaiso

163 Edge Avenue

3 Beds

3 Baths

1,934 Sq.Ft.

$445,000

MLS#: 1005183

Welcome to this stunning and meticulously built 2020 all Brick home nestled in the heart of Lynn Haven, where no detail was overlooked and no expense was spared. From the moment you step inside, you'll feel the quality in every corner of this 3bedroom, 2.5 bathroom gem, which offers just under 2,700 sq ft of living space.The heart of the home is a chef worthy kitchen featuring rich granite countertops, top of the line appliances, and a gas stove and oven that any home cook will appreciate. Granite continues into every bathroom, bringing that same elevated finish throughout.The open living area is bathed in natural light throughout the day, making the home feel both grand and welcoming. Two of the bedrooms offer direct access to the expansive back deck, perfect for waking up and stepping straight outside to enjoy the scenery.And what scenery it is. The back deck is framed by two mature Live Oak trees and overlooks a peaceful canal. The canal is navigable by jet ski or a small flat bottomed boat, leading you out to the bay and ultimately to the Gulf...your own private gateway to the water.Retreat to the oversized primary suite, where you'll find a spacious bedroom, a spa like bathroom with a walk in shower, multiple shower heads and two areas to rest after a long day, and a walk-in close. Built with intention, the home features 2×6 exterior wall framing and spray foam insulation for superior energy efficiency and structural integrity construction quality that far exceeds standard building practices. A buried 500-gallon natural gas tank feeds the home's gas appliances and fuels the 22kW Generac whole-home generator, ensuring you stay comfortable and powered through any Florida storm.Smart home features round out the package: wireless access points in every room guarantee seamless connectivity throughout, while exterior security cameras record continuously to a DVR and are accessible anytime via a smartphone app, giving you peace of mind whether you're home or away. This gorgeous home is a must see in person!
#791176

Lynn Haven

1412 Missouri Avenue

3 Beds

2 Baths

2,678 Sq.Ft.

$469,000

MLS#: 791176

Welcome to 100 Norwich Rd, a beautifully enhanced residence in the desirable neighborhood of Central Park within Hammock Bay. This Camden floor plan home consists of 2785 sq ft with 4 bedrooms plus a flex room for in-laws, guests, or a teenager's suite. The three-car garage offers additional space for your golf cart, bikes, or extra storage space. Showcasing over $25,000 in thoughtful upgrades, this home offers the perfect blend of style, modern convenience, and the exceptional lifestyle that has made Hammock Bay one of Northwest Florida's most sought-after communities. From the moment you arrive, you'll appreciate the attention to detail that sets this home apart. A stunning new front door creates an inviting first impression, while beautifully designed landscaping enhances the home's curb appeal and welcoming atmosphere. Inside, newly laid upgraded LVP flooring and abundant natural light create a warm and sophisticated living environment. The kitchen serves as the heart of the home, featuring a designer brick backsplash that adds texture, character, and timeless appeal. Upgraded lighting and ceiling fans are present throughout the home and complement the tray ceilings in the living room and primary suite. The large primary suite at the back of the house offers garden views creating a relaxing retreat. The primary bath is highlighted by a completely tiled shower and access to a walk-in closet. The screened-in porch creates a private space for morning coffee and evening relaxation. The backyard offers safety for kids and pets by being completely fenced. The in-ground irrigation system is supplied by a private well, keeping your lawn healthy and happy without the additional cost. Practical upgrades add long-term value and peace of mind, including full-house gutters, termite bait stations, and convenient garage attic stairs that provide easy access to additional storage space. Along with overlay shelving in the pantry and linen closets, maximizing organization and functionality. Quality blinds throughout the home provide a polished finishing touch. Beyond the home itself, residents enjoy all the amenities of Hammock Bay, including resort-style zero entry pools, fitness facilities, sports courts, walking and biking trails, parks, and community gathering spaces. Just minutes away, the world-famous beaches of the Emerald Coast offer endless opportunities for recreation and relaxation.
#1004800

Freeport

100 Norwich Road

4 Beds

3 Baths

2,786 Sq.Ft.

$549,900

MLS#: 1004800

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