Live the Gulf Life on Florida’s Emerald Coast

Ranch

3507 Treasure Circle

Panama City, FL 32408

MLS#: 733908

$499,900

Status: Closed
Listing number: 733908
Listing provided by: CitiStar Realty
Listing agent phone: None
Last update: a month ago
On site: 3 years ago
Browse Properties
Treasure Island - Residential

Property

Beds

3

Full Baths

2

1/2 Baths

None

Year Built

1993

Sq.Footage

1,505

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Great one-story home quiet east end of the beach. Great primary or secondary home plus Vacation Rentals allowed. This 3-bedroom home has an open floorplan with a split bedroom design. The great room has a vaulted ceiling w/fireplace. All ceramic tile floors throughout. * Features include updated AC system, Sprinkler system is on a well pump, Extra large 78 x 100 ft lot big enough for the circle drive and double wide driveway. 2-car garage. 1/2 mile from the beach, Capt Anderson's, Grand Marlin and J. Michael's restaurants. 1/4 mile to the lagoon with public boat ramps for access to the gulf.

Features & Amenities

Interior

  • Total Bedrooms

    3

  • Bathrooms

    2

  • Cooling YN

    YES

  • Cooling

    Central Air

  • Heating YN

    YES

  • Heating

    Central, Electric

  • Pet friendly

    N/A

Exterior

  • Garage

    Yes

  • Garage spaces

    2

  • Construction Materials

    Stucco

  • Patio and Porch Features

    Patio

  • Pool

    No

  • Waterfront YN

    NO

Area & Lot

  • Lot Features

    Paved

  • Lot Size(acres)

    0.18

  • Lot Size(square feet)

    7,841

  • Property Type

    Residential

  • Property Sub Type

    SingleFamilyResidence

  • Architectural Style

    Ranch

Price

  • Sales Price

    $499,900

  • Tax Amount

    $1,270

  • Zoning

    Resid Single Family

  • Sq. Footage

    1,505

  • Price/SqFt

    $332

HOA

  • Association

    No

School District

  • Elementary School

    Patronis

  • Middle School

    Surfside

  • High School

    Arnold

Property Features

  • Accessibility Features

    Accessible Bedroom, Accessible Closets, Accessible Central Living Area, Accessible Entrance

Schedule a Showing

Showing scheduled successfully.

<
>
IN PERSON
VIA CHAT

What is 3 + 4 ?


Change time

Mortgage calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

Your payment

Principal and Interest:

$

Property taxes:

$

HOA fees:

$

Total loan payment:

$

Total interest amount:

$

Location

County

Bay

Elementary School

Patronis

Middle School

Surfside

High School

Arnold

Listing Courtesy of Butch Metcalf , CitiStar Realty

RealHub Information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. RealHub website owner shall not be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

Agent Adrian Bears

REALTOR®

Adrian Bears

Call Adrian today to schedule a private showing.

(850) 502-3747

Adrian@GulfLifeGo.com


* Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request.© 2024 FMLS.
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Great one-story home quiet east end of the beach. Great primary or secondary home plus Vacation Rentals allowed. This 3-bedroom home has an open floorplan with a split bedroom design. The great room has a vaulted ceiling w/fireplace. All ceramic tile floors throughout. * Features include updated AC system, Sprinkler system is on a well pump, Extra large 78 x 100 ft lot big enough for the circle drive and double wide driveway. 2-car garage. 1/2 mile from the beach, Capt Anderson's, Grand Marlin and J. Michael's restaurants. 1/4 mile to the lagoon with public boat ramps for access to the gulf.

3507 Treasure Circle

Message successfully sent.

What would you like to know?

What is 3 + 4 ?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Related Properties

OPEN HOUSE THIS SUNDAY, JULY 12th 1PM to 3PM!! MOTIVATED SELLERS!! BRING ALL OFFERS. HUGE PRICE REDUCTION!!! UPGRDES! UPGRADES! UPGRADES! Welcome to this STUNNING, thoughtfully designed, BETTER THAN NEW home in one of Panama City's most sought-after communities. This beautifully UPGRADED residence combines modern luxury with everyday functionality. It has FABULOUS tile flooring, enhanced lighting fixtures, designer ceiling fans throughout, upgraded front porch lighting, custom blinds, and a spacious screened-in porch perfect for enjoying Florida's year-round outdoor living. The kitchen and living areas are designed for both entertaining and daily comfort. Upgrades add tremendous value, including; farmhouse sink, a whole-home water softener and filtration system, FULL GUTTERS surrounding the home, and storage racks in the garage. Added bonus, golf cart is included with an acceptable offer, and the furniture is negotiable. Lake Merial is known for its breathtaking 300-acre spring-fed lake, ideal for kayaking, paddleboarding, and fishing, along with scenic walking trails, green spaces, and a vibrant calendar of community events. From festive holiday celebrations to food truck nights and golf cart-friendly streets, this neighborhood offers a lifestyle that is both relaxed and engaging!! Call your favorite Realtor to see this one, it is PERFECT!! All measurements to be verified by the buyer.
#791301

Panama City

207 Lake Merial Boulevard

4 Beds

3 Baths

3,064 Sq.Ft.

$575,000

MLS#: 791301

New on site today
This massive, two-story residence on the 5th floor is a rare find, boasting an expansive layout that accommodates 5 bedrooms, a dedicated bunk room, and 5 full bathrooms. Designed for both high-end luxury and maximum vacation rental functionality, the space features spectacular 22-foot floor-to-ceiling windows that flood the entire unit with natural light and frame breathtaking, panoramic views of the Gulf of America. Located in the absolute heart of Panama City Beach at Laketown Wharf Resort, you or your guests are just steps away from the world's most beautiful white-sand beaches, premier shopping, dining, and endless entertainment. Being sold completely As-Is, this incredible property serves as a canvas ready to be finished. Combined with unparalleled resort amenities--including multiple unique pools, a Gulf-view fitness center, covered parking--shops, restaurants, beach access across the street and a destination favorite Pineapple Willy also just across the street.
#792451

Panama City

9860 S Thomas Drive L5

6 Beds

5 Baths

2,879 Sq.Ft.

$475,000

MLS#: 792451

New on site today
Perfectly positioned on an oversized corner lot in a quiet cul-de-sac, this beautifully renovated residence offers the rare combination of timeless elegance, modern upgrades, and access to the pristine waters of Deer Point Lake. Designed with both comfort and entertaining in mind, the thoughtfully crafted floor plan is filled with natural light and generous living spaces. The impressive living room features an electric fireplace and flows seamlessly into a heated and cooled sunroom, creating an inviting year-round retreat for relaxing or hosting guests. A formal dining room and private home office provide both sophistication and functionality. At the heart of the home, the beautifully appointed kitchen showcases solid surface countertops, stainless steel appliances, abundant cabinetry, and ample workspace--perfect for everything from casual meals to elegant dinner parties. The luxurious primary suite serves as a private sanctuary, offering two walk-in closets, dual vanities, a jetted tub, and a separate walk-in shower designed for everyday comfort and relaxation. Outdoor living is equally exceptional. An expansive covered pavilion creates the perfect setting for entertaining, outdoor dining, and weekend gatherings. While this home offers both attached and detached garages, the detached garage is a standout feature, offering not only extra parking but also a workshop, home gym, and a convenient rear-facing garage door for drive-in storage for lawn equipment. With ample space and a solid foundation, this versatile structure presents an excellent opportunity for conversion into additional living space--whether as a guest cottage, rental unit, or in-law suite. Significant improvements completed in 2022 provide lasting peace of mind and modern efficiency, including: * Culligan water softener and sulfur removal system * New pressure tank * New well pump, seal, piping * New Siemens interior electrical panel * New exterior electrical panel * Upgraded electrical panel in the detached garage * New HVAC system with Ecobee smart thermostat and upgraded return In addition, the interior was updated in 2025 to include new flooring, new interior paint, refinished kitchen and bathroom cabinets.The landscaping was updated spring of 2026. Combining exceptional indoor and outdoor living, extensive mechanical upgrades, interior updates and coveted access to Deer Point Lake, this remarkable property presents a rare opportunity to enjoy refined living in one of the area's most desirable settings. Schedule your private tour today and experience all this exceptional home has to offer.
#792455

Panama City

5108 Deep Bayou Drive

4 Beds

3 Baths

2,670 Sq.Ft.

$575,000

MLS#: 792455

New on site 1 day ago
More photos coming soon// Welcome to this beautifully appointed 4 Bedroom-3 Bath brick home in the sought-after Cherokee Heights community of Panama City. Offering many luxurious upgrades, this move-in-ready residence combines timeless style with modern convenience and thoughtful design. Step inside to an inviting open floor plan featuring luxury vinyl plank flooring, elegant tray ceilings, and an abundance of natural light. The spacious living area flows seamlessly into the well-appointed kitchen, complete with granite countertops, quality appliances, a large pantry, and ample cabinet space--perfect for both everyday living and entertaining. The private primary suite offers a relaxing retreat with a tray ceiling, oversized walk-in closet, and a luxurious en-suite bath featuring dual granite vanities, a garden tub, and a separate walk-in shower. Spacious secondary bedrooms and generous storage throughout provide comfort and functionality for the whole family. Built with convenience and peace of mind in mind, this home is fully handicap accessible and includes a gas-powered generator with two 120 gallon propane tanks. Additional storage is available in the dedicated storage closet and the floored attic with pull-down stairs. An attached two-car garage offers plenty of room for vehicles, tools, and recreational equipment. Ideally located just minutes from shopping, dining, schools, medical facilities, and the beautiful beaches of the Emerald Coast, this exceptional home offers the perfect blend of quality craftsmanship, modern amenities, and everyday comfort. Don't miss your opportunity to own this meticulously maintained home in one of Panama City's desirable neighborhoods. ALL MEASUREMENTS ARE APPROXIMATE AND SHOULD BE VERIFIED BY BUYER
#792382

Panama City

5423 Frank Hough Road

4 Beds

3 Baths

1,987 Sq.Ft.

$410,000

MLS#: 792382

New on site 1 day ago
NOW PRICED BELOW APPRAISED VALUE! **Construction Complete** 1% lender credit with preferred lender to buy down rate or prepaids and closing costs! Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offers the perfect blend of modern living and tranquil waterfront beauty on nearly a half acre lot. NO HOA & NO FLOOD INSURANCE REQUIRED! Prime location near Tyndall AFB. Notable features include 2x6 construction, spray foam insulation, 5 ton HVAC, hurricane impact windows, and fortified roof.
#792414

Panama City

285 Hugh Thomas Drive

4 Beds

4 Baths

2,525 Sq.Ft.

$599,000

MLS#: 792414

New on site 1 day ago
If you've been waiting for a home that turns heads, this is it! Welcome to 163 Ryder Lane, where resort-style living meets everyday comfort. This five-bedroom, three-bath home offers one of the most impressive backyards you'll find in Bridge Harbor, centered around an incredible heated, screened saltwater pool with an 8.5-foot deep end, tanning ledge, underwater seating, Pebble Sheen finish, color-changing LED lighting, and a spacious paver deck. The heated saltwater pool has been professionally serviced weekly since the day it was installed--a true testament to the exceptional care and meticulous maintenance this home has received. This backyard was designed for year-round entertaining, family fun, and relaxing weekends at home. The screened enclosure features no-see-um screening, a super gutter system, and even a convenient dog door, while French drains, extensive paver work, and a fully fenced backyard create a low-maintenance outdoor space built to last. Inside, you'll love the spacious open-concept design with luxury vinyl plank flooring throughout. The kitchen is the heart of the home, featuring a large center island, breakfast bar, stainless steel appliances, a walk-in pantry, generous dining space, and seamless flow into the living area--perfect for hosting family and friends. The split-bedroom floor plan provides flexibility for growing families, guests, or a home office. The oversized primary suite offers a relaxing retreat with dual vanities, a soaking tub, separate shower with upgraded anti-streak glass, and a large walk-in closet. A guest bedroom and full bath are conveniently located near the pool, making outdoor entertaining even more functional. Additional upgrades include a whole-house water filtration and softener system, irrigation in both the front and back yards, gutters, hurricane shutters, a hurricane-rated front entry door that may qualify for insurance discounts, an inviting paver front porch, and extra privacy thanks to the additional space along the left side of the property. Washer and dryer are included. Located in the highly sought-after Bridge Harbor community, residents enjoy resort-style amenities including a community pool, outdoor kitchen, playground, sidewalks, and convenient access to the bay. Homes like this don't come along often. Between the exceptional pool, thoughtful upgrades, spacious five-bedroom layout, and outstanding community amenities, 163 Ryder Lane delivers a lifestyle that's difficult to replicate. Schedule your private showing today before someone else calls it home.
#1007295

Panama City

163 Ryder Lane

5 Beds

3 Baths

2,552 Sq.Ft.

$515,000

MLS#: 1007295

Fully Furnished Gulf-Front Condo with Stunning Views Welcome to Unit 1904 at 5115 Gulf Drive, an immaculate 1-bedroom, 2-bath luxury condo perfectly situated on the sugar-white sands of Panama City Beach. This turnkey, fully furnished residence offers breathtaking floor-to-ceiling Gulf views, modern finishes, and resort-style amenities—ideal as a vacation home, full-time residence, or income-producing rental. Step inside to find an open-concept layout with hardwood floors throughout, a spacious living area, gourmet kitchen featuring quartz countertops and stainless-steel appliances, and a private balcony perfect for enjoying spectacular sunsets over the Gulf of Mexico.
#781076

Panama City

5115 Gulf Drive 1904

1 Beds

2 Baths

883 Sq.Ft.

$410,000

MLS#: 781076

New on site 1 day ago
Welcome to Reflections at Bay Point! Enjoy the breathtaking, unobstructed views of the Gulf, lagoon, St. Andrews pass, golf course and resort style pool from your personal balcony! This exceptional 2- bedroom, 2-bathroom unit offers a seamless open concept layout and comes fully furnished. Premium upgrades include tile floors, granite countertops, stainless steel appliances and in unit washer and dryer. The main bedroom features direct access to the balcony and the attached bathroom includes a walk-in shower with dual sinks. Residents and guests enjoy access to a 10,000 square foot resort style pool, an additional heated pool and a relaxing hot tub. Additional amenities include outdoor grills, cabanas, on site restaurants and a full service spa. Short term rentals are allowed in this building! Please call to set up a showing!
#792397

Panama City

4100 Marriott Drive 703

2 Beds

2 Baths

1,458 Sq.Ft.

$469,000

MLS#: 792397

New on site 1 day ago
If you've been waiting for a home that turns heads, this is it! Welcome to 163 Ryder Lane, where resort-style living meets everyday comfort. This five-bedroom, three-bath home offers one of the most impressive backyards you'll find in Bridge Harbor, centered around an incredible heated, screened saltwater pool with an 8.5-foot deep end, tanning ledge, underwater seating, Pebble Sheen finish, color-changing LED lighting, and a spacious paver deck. The heated saltwater pool has been professionally serviced weekly since the day it was installed--a true testament to the exceptional care and meticulous maintenance this home has received. This backyard was designed for year-round entertaining, family fun, and relaxing weekends at home. The screened enclosure features no-see-um screening, a super gutter system, and even a convenient dog door, while French drains, extensive paver work, and a fully fenced backyard create a low-maintenance outdoor space built to last. Inside, you'll love the spacious open-concept design with luxury vinyl plank flooring throughout. The kitchen is the heart of the home, featuring a large center island, breakfast bar, stainless steel appliances, a walk-in pantry, generous dining space, and seamless flow into the living area--perfect for hosting family and friends. The split-bedroom floor plan provides flexibility for growing families, guests, or a home office. The oversized primary suite offers a relaxing retreat with dual vanities, a soaking tub, separate shower with upgraded anti-streak glass, and a large walk-in closet. A guest bedroom and full bath are conveniently located near the pool, making outdoor entertaining even more functional. Additional upgrades include a whole-house water filtration and softener system, irrigation in both the front and back yards, gutters, hurricane shutters, a hurricane-rated front entry door that may qualify for insurance discounts, an inviting paver front porch, and extra privacy thanks to the additional space along the left side of the property. Washer and dryer are included. Located in the highly sought-after Bridge Harbor community, residents enjoy resort-style amenities including a community pool, outdoor kitchen, playground, sidewalks, and convenient access to the bay. Homes like this don't come along often. Between the exceptional pool, thoughtful upgrades, spacious five-bedroom layout, and outstanding community amenities, 163 Ryder Lane delivers a lifestyle that's difficult to replicate. Schedule your private showing today before someone else calls it home.
#792406

Panama City

163 Ryder Lane

5 Beds

3 Baths

2,552 Sq.Ft.

$515,000

MLS#: 792406

New on site 1 day ago
NOW PRICED BELOW APPRAISED VALUE! **Construction Complete** 1% lender credit with preferred lender to buy down rate or prepaids and closing costs! Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offers the perfect blend of modern living and tranquil waterfront beauty on nearly a half acre lot. NO HOA & NO FLOOD INSURANCE REQUIRED! Prime location near Tyndall AFB. Notable features include 2x6 construction, spray foam insulation, 5 ton HVAC, hurricane impact windows, and fortified roof.
#1007258

Panama City

285 Hugh Thomas Drive

4 Beds

4 Baths

2,525 Sq.Ft.

$599,000

MLS#: 1007258

- property

Send a message

Message successfully sent.

Your message

What is 3 + 4 ?

Reason for contacting?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Sign Out

Virtual Assistant

Would you like to take the next step with this property? We can help you schedule a showing or virtual tour, or send you more details.

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

I agree to receive communications and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Already have an account ? Login here

We use cookies

We use cookies primarily for analytics to enhance your experience. By accepting, you agree to our use of these cookies. You can manage your preferences or learn more about our cookies policy.

Privacy Policy Terms of Service