WATERFRONT LIVING UNDER $200,000 -- DIRECT GULF ACCESS! Now offered at just $198,900, this updated waterfront townhome in the gated Harbour Towne community of Panama City Beach presents an opportunity to enjoy waterfront living with direct canal access to the Gulf of Mexico. This one-bedroom, one-bath property offers approximately 850 square feet of living space with several recent interior improvements, including new tile flooring, updated kitchen appliances, new kitchen cabinetry, and updated bathroom cabinetry. The flexible interior layout provides additional space for a home office, guests, or expanded living. Step outside and enjoy the canal-front setting with direct access to area waterways. The HOA allows the installation of a private boat lift, subject to association approval and applicable permitting, providing an opportunity to further enhance the property's boating amenities. Harbour Towne is a gated community featuring two swimming pools and pickleball courts. A community pool is conveniently located directly across from the property. Long-term rentals are permitted, offering flexibility for residential or investment ownership. Conveniently located in Panama City Beach, this property combines updated interior features, waterfront access, community amenities, and an attractive price point. WATERFRONT, GULF ACCESS, AND NOW OFFERED AT $198,900! Schedule your private showing and explore this Harbour Towne opportunity.

WATERFRONT LIVING UNDER $200,000 -- DIRECT GULF ACCESS! Now offered at just $198,900, this updated waterfront townhome in the gated Harbour Towne community of Panama City Beach presents an opportunity to enjoy waterfront living with direct canal access to the Gulf of Mexico. This one-bedroom, one-bath property offers approximately 850 square feet of living space with several recent interior improvements, including new tile flooring, updated kitchen appliances, new kitchen cabinetry, and updated bathroom cabinetry. The flexible interior layout provides additional space for a home office, guests, or expanded living. Step outside and enjoy the canal-front setting with direct access to area waterways. The HOA allows the installation of a private boat lift, subject to association approval and applicable permitting, providing an opportunity to further enhance the property's boating amenities. Harbour Towne is a gated community featuring two swimming pools and pickleball courts. A community pool is conveniently located directly across from the property. Long-term rentals are permitted, offering flexibility for residential or investment ownership. Conveniently located in Panama City Beach, this property combines updated interior features, waterfront access, community amenities, and an attractive price point. WATERFRONT, GULF ACCESS, AND NOW OFFERED AT $198,900! Schedule your private showing and explore this Harbour Towne opportunity.