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3783 Payne Lake Road

Chipley, FL 32428

MLS#: 789905

$450,000

Status: Active
Listing number: 789905
Listing provided by: Hilltop Legacy Realty
Listing agent phone: None
Last update: 17 hours ago
New on site 1 day ago
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Payne Lakes Phase 1 - Residential

Property

Beds

5

Full Baths

4

1/2 Baths

None

Year Built

1986

Sq.Footage

3,100

Lakefront living with room to breathe on beautiful Payne Lake! Situated on 1.45 private acres just outside Chipley, this property offers peaceful country living with easy access to Panama City, the Gulf Coast, and Tyndall Air Force Base. Inside, the open-concept layout is filled with natural light and showcases stunning lake views through expansive windows. The spacious kitchen flows seamlessly into the living and dining areas, creating the perfect setup for entertaining or relaxing after a day on the water. Step outside to a large deck shaded by mature oak trees overlooking the lake--ideal for morning coffee, sunset dinners, and weekend gatherings. Enjoy kayaking, fishing, paddleboarding, and abundant wildlife right from your backyard. A separate efficiency suite with private entrance, kitchenette, and full bath adds incredible flexibility for guests, multi-generational living, or potential rental income. With no HOA and plenty of space for boats, hobbies, gardens, or future expansion, this property offers the freedom to truly enjoy lake life. All this while being less than an hour from Panama City and the beaches. If you've been searching for privacy, views, and a laid-back waterfront lifestyle, this Payne Lake retreat delivers.

Features & Amenities

Interior

  • Total Bedrooms

    5

  • Bathrooms

    4

  • Cooling YN

    YES

  • Cooling

    Central Air, Ceiling Fan(s)

  • Heating YN

    YES

  • Heating

    Central, Electric

  • Pet friendly

    N/A

Exterior

  • Garage

    Yes

  • Garage spaces

    3

  • Construction Materials

    Block, Metal Siding, Concrete

  • Parking

    Additional Parking, Garage, Garage Door Opener

  • Patio and Porch Features

    Deck

  • Pool

    No

  • Waterfront YN

    YES

  • View

    Lake

Area & Lot

  • Lot Features

    Waterfront

  • Lot Size(acres)

    1.45

  • Lot Size(square feet)

    63162.0

  • Property Type

    Residential

  • Property Sub Type

    SingleFamilyResidence

  • Architectural Style

    Country

Price

  • Sales Price

    $450,000

  • Tax Amount

    $880

  • Zoning

    Resid Single Family

  • Sq. Footage

    3, 100

  • Price/SqFt

    $145

HOA

  • Association

    No

School District

  • Elementary School

    Vernon Elementary

  • Middle School

    Vernon

  • High School

    Vernon

Property Features

  • Stories

    2

  • New Construction

    NO

  • Foundation Details

    Slab

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Location

County

Washington

Elementary School

Vernon Elementary

Middle School

Vernon

High School

Vernon

Listing Courtesy of Christopher Moseley , Hilltop Legacy Realty

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Agent Sami Nizam

REALTOR®

Sami Nizam

Call Sami today to schedule a private showing.

(205) 830-4320

Sami@GulfLifeGo.com


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Lakefront living with room to breathe on beautiful Payne Lake! Situated on 1.45 private acres just outside Chipley, this property offers peaceful country living with easy access to Panama City, the Gulf Coast, and Tyndall Air Force Base. Inside, the open-concept layout is filled with natural light and showcases stunning lake views through expansive windows. The spacious kitchen flows seamlessly into the living and dining areas, creating the perfect setup for entertaining or relaxing after a day on the water. Step outside to a large deck shaded by mature oak trees overlooking the lake--ideal for morning coffee, sunset dinners, and weekend gatherings. Enjoy kayaking, fishing, paddleboarding, and abundant wildlife right from your backyard. A separate efficiency suite with private entrance, kitchenette, and full bath adds incredible flexibility for guests, multi-generational living, or potential rental income. With no HOA and plenty of space for boats, hobbies, gardens, or future expansion, this property offers the freedom to truly enjoy lake life. All this while being less than an hour from Panama City and the beaches. If you've been searching for privacy, views, and a laid-back waterfront lifestyle, this Payne Lake retreat delivers.

3783 Payne Lake Road

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